Smokyo

although my attempts to get a credit card were limited ironically enough I was able to get a mortgage! I went through GE money in Ginza. I needed the help of my wife. She has a temp job. I m a part time freelance teacher but they still accepted out application! We could get a max of 20 million but needed a deposit of 20%. A big ask but we got it together and the deal was done. Interest rates are3% but float between 2.5% - 3.5%. Still we pay about 50000 a month for a 3DK- cheaper than most rents for 1Ks