Have you ever applied for a credit card but been refused by a Japanese Bank? Why was that and how did you managed to get one in the end?
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Anna Tsuchiya in Jamaica
Saturday, 04 September 2010
The money does come out the spouses account set up for their cards but other than that youre free to use the card as you please..
I have PR visa (6 years), good job same company (0ver 800 employees) and branch for the last 7 years, clear about 300,000 a month. Credit report is spotless
Still no card refused 8 times so far
You can get credit cards from Citi bank. It's not exactly Japanese but as good as. Last time I checked they have rules on income- I think you have to pay in about 350,000 yen a month. If you don't you have to pay a small charge to use the service. I haven't heard of many people being refuse credit cards. The other banks are probably more difficult and you would have to have citizenship or at least permanent residency to get one but give citibank a try.
Hers's a Citibank link to their English JP site