How do I get a Japanese Credit Card?

Have you ever applied for a credit card but been refused by a Japanese Bank? Why was that and how did you managed to get one in the end?

Comments (4)

You can get credit cards from Citi bank. It's not exactly Japanese but as good as. Last time I checked they have rules on income- I think you have to pay in about 350,000 yen a month. If you don't you have to pay a small charge to use the service. I haven't heard of many people being refuse credit cards. The other banks are probably more difficult and you would have to have citizenship or at least permanent residency to get one but give citibank a try.

Hers's a Citibank link to their English JP site

I tried to get one from UFJ, Mitsui even Chiba bank. No Joy. THey accepted my application and probabaly had fun checking my credit record but sent me letter saying that I had more chance trying to get the vote.

Yes In Japan you need to be a resident to get a credit card.

You need to be a permanent resident to get a credit card or have a shit-hot job paying a fortune. If you are married you may be able to get in on your spouse's card.

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Biting one's tongue/Put Your Money Where Your Mouth Is

Been Smacked In The Mouth/Wears A Brace/My lips are seale

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Smokyo

How do I get a Japanese Credit Card?

What's Yours?

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